
Stablecoin payments, across borders
Settle in minutes instead of days on corridors where wires crawl. Pay into 190+ countries, in stablecoin or local currency, from the same balance. Need to pay many people at once? Run mass payouts from the same account.
A modern payment rail for global B2B transactions
Use stablecoins as a settlement layer, not a speculative asset.
Send and receive USDC, USDT, and bank transfers from one platform. Top up via stablecoin wallets or bank transfer, then pay vendors in 190+ countries without switching tools.
Virtual IBANs & SWIFT
Send and receive in 25+ currencies via virtual IBANs, SWIFT, ACH, SEPA, and local rails
USDC & USDT Wallets
Dedicated stablecoin wallets with USDC and USDT support, plus free USDC top-ups
No Exchange Account
Send and receive stablecoins without managing a separate exchange account
No Crypto Holdings Required
Use stablecoins for payments without having to hold them yourself
Integrated Platform
Manage stablecoin and bank payments alongside AP, payroll, and accounting
Real-time Processing
Stablecoin transfers settle in seconds; bank payouts at a flat 0.5%
See it before you sign up.Five short walkthroughs.
Go step by step through the product, from your first login to paying a bill in stablecoin.
Safety first
We protect your data and your payments
From the protocols we use to the features and insurances we offer.
Insurance
We partnered with OpenCover to protect you against hacks and protocol issues.

SOC 2 Type 1 audited
We work with sensitive financial data and therefore follow the best standards to ensure their protection.
Double payment detection
We detect on chain behaviors to prevent double payments so that you're in full confidence.
Scam vigilance
We do extra work so that no scammer can reach you.
Cybersecurity
We implement industry-leading security measures to safeguard your financial data and transactions, ensuring comprehensive protection at every layer of our platform.
Customers
Trusted by finance teams in 190+ countries.
Get started
3 steps to transform your company's spend management
Open your account
Complete your Know Your Business verification before you go live. It usually takes a few days and means your counterparties are verified too.
Top up your account
Deposit any currency, by bank transfer or in stablecoin. Flexible funding options for your business needs.
You are set up!
Your finance team is ready to go. Control, approve, and monitor business spend in real time.
Who's it for?
Built for every type of business
From SaaS to healthcare, e-commerce to Web3, Request Finance provides industry-specific solutions that streamline your financial operations.
Straight answers
Questions finance teams ask us
What is the difference between crypto payments and stablecoin payments?
Crypto payments usually imply volatile assets like Bitcoin or Ether, where the value can swing between the time you send and the time it arrives. Stablecoins are pegged 1:1 to a traditional currency, so they move with the speed and reach of crypto rails but hold a stable value. We treat them as a settlement layer, not a speculative asset.
Do I need a crypto wallet to send or receive stablecoin payments?
No. You can fund a payment by bank transfer or card and we handle the stablecoin leg. Recipients can receive into a dedicated wallet we provide, or cash out to their bank account. A wallet helps if you already have one, but it is not a requirement on either side.
Do my clients or vendors need to hold crypto to pay me or be paid in stablecoins?
No. Your clients can pay an invoice by bank transfer, card, or from an exchange account even if you are set up to receive stablecoins. Your vendors can receive a stablecoin payment straight to their bank account in local currency. Nobody needs to hold or manage crypto to take part.
How fast do stablecoin payments settle compared to a bank transfer?
Stablecoin payments typically settle in minutes, anywhere in the world, versus one to five business days for a traditional international bank transfer. They run on the same rails nights, weekends and holidays.
What is the difference between paying in USDC and USDT?
Both are pegged 1:1 to the US dollar, so the value you send is the value that arrives. The difference is the issuer and the usage: USDC is issued by Circle and is generally favoured for its regulatory transparency and reserve reporting, while USDT is issued by Tether and has the deepest liquidity globally, particularly in emerging markets. We support both, so you can pick based on your counterparty preference.
Transparent pricing, from $50 a month.
Stablecoin payouts are free on every plan. No setup fees.






















