The Problem

Why holding dollars is hard for global businesses

US banks require a US entity. Local banks charge FX on every conversion. And multi-currency accounts still trap your money in currencies that lose value.

  • Opening a US bank account requires a US entity, a US address, and months of paperwork
  • Local banks convert incoming dollars to local currency automatically, taking a spread each time
  • In high-inflation economies, revenue held in local currency loses value between the day you invoice and the day you spend
  • Managing separate accounts per currency multiplies fees, reconciliation work and idle balances
Global USD Account illustration

The Solution

One account, balanced in dollars

The Request Business Account works as a global USD account: whatever currency comes in, your balance is held in dollar-pegged stablecoins like USDC. Your money sits in dollar equivalent until you decide to spend it, in stablecoin or in any of 25+ local currencies through the off-ramp.

Request Business Account showing money in and out across fiat and stablecoins

Invoice, approve and pay, from one place.

Send invoices, route approvals, and pay vendors in fiat or stablecoin, one transfer or a batch.

Invoicing screen showing invoice creation, approval routing and payment options

Keep control of every currency you hold.

Real-time cash position across fiat and stablecoins.

Cash position dashboard showing real-time balances across fiat and stablecoins

Part of a broader workflow

Request Business Account

Get started

3 steps to transform your company's spend management

1

Open your account

Complete your Know Your Business verification before you go live. It usually takes a few days and means your counterparties are verified too.

2

Top up your account

Deposit any currency: fiat or stablecoin. Flexible funding options for your business needs.

3

You are set up!

Your finance team is ready to go. Control, approve, and monitor business spend in real time.

Customers

Trusted by finance teams in 190+ countries.

It has improved the security of our stablecoin payment processes.

David Norris

Head of Finance, Near Protocol

It is a game-changer for any Web3 business looking to streamline their financial operations and take advantage of the benefits of stablecoins.

Magdalena Fichtl

Head of Finance & Operations, Gelato

Request Finance onboarded our Delaware C-corp in just 11 days over the New Year holiday. This was hands-down the most efficient crypto fundraising experience possible given all the KYB, AML and compliance requirements.

Vitality

Founder, Yurtofun

Other solutions we saw did not have all the functionalities we needed, like batch payments.

Sebastien Borget

COO & Co-founder, The Sandbox

Request revolutionized our financial operations by simplifying cross-currency transactions, ensuring transparent and auditable records through a paper trail creation.

Juan Pablo Andersson

Finance Operations, The Sandbox

Request Finance makes it easy for our accountants to manage our payments, and simplifies payroll for our global team.

Rudy Kadoch

CEO, Nested Finance

Request gave me structure. It gave me a workflow to manage supplier payments connected to the contacts of those suppliers along with their wallet addresses. It gave me confidence knowing that I would be sending funds to a supplier's wallet address they have entered directly into their invoice.

Ryan Kris

COO, Verida

The app has essentially eradicated risks associated with human error, such as payments sent to incorrect wallet addresses. Furthermore, it has enhanced our capability to monitor our crypto payroll history, providing improved transparency and oversight.

Jaime Barriga

CEO VP Finance, OpenZeppelin

Request Invoicing and Expenses features have streamlined our processes, providing time-efficient management of payables both in crypto and FIAT. With their intuitive interface and robust functionalities, we've seen a remarkable improvement in tracking, managing, and optimizing our financial workflows.

Vitalij Aleksandrov

Head of Finance, Merit Circle

The team at Sonic Labs used to spend many hours a month just on managing and accounting for crypto payments. With Request, we now spend only far fewer hours processing almost US$100k in payments monthly, and we anticipate that this number will go up.

Michael Kong

CEO, Sonic

Who's it for?

Built for every type of business

From SaaS to healthcare, e-commerce to Web3, Request Finance provides industry-specific solutions that streamline your financial operations.